
by Gwen Swan · The Catalyst Institute · tapa dura · ISBN 9781037021077

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«The Twelfth Estate» is Gwen Swan's essay on fintech, AI, blockchain and cybersecurity, published by The Catalyst Institute in hardback (394 pages).
Swan presents the «Twelfth Estate», a sector of fintech, AI, blockchain and cybersecurity that challenges the boundaries of finance, technology and regulation. She analyses how these technologies converge towards a more open, secure and inclusive global economy, with cases such as mobile banking in Kenya or bitcoin in El Salvador.
Work written in English. Full subtitle: «Fintech, AI, Blockchain, and Cybersecurity as the Future of Global Economy and Governance». Published on 15 November 2024.
Aimed at policymakers, innovators and business leaders interested in the economic and social impact of digital technologies.

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